Services

Aflac provides Supplemental Insurance that pays cash benefits direct to the insured to pay expenses that may not be covered by your medical insurance.   Policies are designed with a specific monetary value assigned to a list of injuries, illness or medical procedures according to the specific policy purchased.  Aflac benefits are designed to help in your time of need so you can concentrate on getting better. 

Dental insurance is designed to help cover preventative exams, diagnostic services and contribute to the higher cost services and treatments like fillings, crowns, root canals and implants.

Disability insurance is coverage that will replace a portion of your monthly income if injury and/or illness prevents you from working. It provides financial security for you and your loved ones who depend on your most valuable asset- your ability to earn a paycheck.

Fixed Annuities are a type of insurance contract that promises to pay the buyer a specific, guaranteed interest rate on their contributions to the account. Fixed annuities are the simplest and most straightforward type of annuity.

Here at Doran Independent Insurance we specialize in helping individuals and families navigate and understand the many rules, regulations (both Federal and State) and the steps involved in using the enrollment platform at healthcare.gov.  

Term Life Insurance - Provides protection for a specific period of time, affordable and flexible

Universal Life Insurance - Lifetime coverage with cash value accumulation and  tax-deferred basis

Whole Life Insurance - Provides lifelong protection, living benefits and more

Provides nursing home care, home health care and other medical/ non-medical needs for adults over the age 65 or with a chronic disability. These policies reimburse policyholders a daily amount for services to assist them with daily actives.

Medicare Supplement Insurance (Medigap) is extra insurance you can buy from a private health insurance company to help pay your share of out-of-pocket costs in Original Medicare.

A prescription Drug Plan (PDP/Part D) is an additional plan on top of your Medicare Supplement that individuals can enroll in, to help pay for prescription drugs. 

Travel insurance can help cover costs for unexpected events like cancellations, trip delays and medical care.